{"id":16734,"date":"2021-08-18T13:32:38","date_gmt":"2021-08-18T19:32:38","guid":{"rendered":"http:\/\/elmetidosve.com\/?p=16734"},"modified":"2021-08-18T13:32:45","modified_gmt":"2021-08-18T19:32:45","slug":"aprueban-reformas-para-frenar-abusos-en-el-uso-de-historial-crediticio-de-consumidores","status":"publish","type":"post","link":"https:\/\/elmetidosv.com\/?p=16734","title":{"rendered":"Aprueban reformas para frenar abusos en el uso de historial crediticio de consumidores"},"content":{"rendered":"\n<p>La Asamblea Legislativa reform\u00f3 la noche de ayer martes martes 20 art\u00edculos de la Ley de regulaci\u00f3n de los servicios de informaci\u00f3n sobre el historial de cr\u00e9dito, para frenar los abusos que los bur\u00f3s crediticios cometen en contra de los consumidores<\/p>\n\n\n\n<p>La reforma fue aprobada con 80 votos y da seis meses a los tres bur\u00f3s que operan en El Salvador (Equifax, TransUni\u00f3n e Infored) para que actualicen toda la informaci\u00f3n crediticia de sus usuarios.<\/p>\n\n\n\n<p>Adem\u00e1s, estos bur\u00f3s deben adecuarse a las nuevas exigencias legales que plantea la ley. <\/p>\n\n\n\n<p>Los diputados explicaron que los bur\u00f3s han dejado de actualizar la informaci\u00f3n crediticia de los clientes hasta por un a\u00f1o, situaci\u00f3n que impide que los bancos privados o casas comerciales no tengan datos confiables de la situaci\u00f3n financiera de ellos para otorgarles cr\u00e9ditos o servicios. <\/p>\n\n\n\n<p>Las infracciones graves llevar\u00e1n multas desde los 100 hasta los 400 salarios m\u00ednimos mensuales del sector comercio y servicio, pero si la afectaci\u00f3n es a intereses colectivos o difusos ser\u00e1 hasta los 600 salarios m\u00ednimos. 100 salarios m\u00ednimos equivalen a $36,500 y 600 salarios a $219,000.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Asamblea Legislativa reform\u00f3 la noche de ayer martes martes 20 art\u00edculos de la Ley de regulaci\u00f3n de los servicios<\/p>\n","protected":false},"author":2,"featured_media":16735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[1],"tags":[],"class_list":["post-16734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional"],"_links":{"self":[{"href":"https:\/\/elmetidosv.com\/index.php?rest_route=\/wp\/v2\/posts\/16734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elmetidosv.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elmetidosv.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elmetidosv.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/elmetidosv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16734"}],"version-history":[{"count":1,"href":"https:\/\/elmetidosv.com\/index.php?rest_route=\/wp\/v2\/posts\/16734\/revisions"}],"predecessor-version":[{"id":16736,"href":"https:\/\/elmetidosv.com\/index.php?rest_route=\/wp\/v2\/posts\/16734\/revisions\/16736"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elmetidosv.com\/index.php?rest_route=\/wp\/v2\/media\/16735"}],"wp:attachment":[{"href":"https:\/\/elmetidosv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elmetidosv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elmetidosv.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}